Topics that will be covered during the workshop.
- Managing our income and expenses
- What is credit and why it’s needed
- Credit scores and credit reports
- How to improve credit
- How to increase approval odds for a loan
Presenter: Freddy Molina, Financial Coach and Educator
Freddy’s career in finance began as a consumer banker, where he worked closely with consumer and business clients in helping them establish a banking relationship. He later became a senior premier banker where he learned many of the banking system’s business underwriting guidelines and regulations. . As his passion for education in finance grew while working at the bank, he volunteered to educate families at Searles Elementary School in Union City in partnership with SparkPoint Financial Services, a nonprofit program initiated by United Way Bay Area. Recognizing the dire need to educate our communities in personal finance, he pursued the opportunity to work closer with clients; individually and in group/workshop settings.